Not known Details About 228 loan
Not known Details About 228 loan
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This aspect implements the need while in the CRA the Board assess a financial institution's record of assisting to meet up with the credit history requires in the community communities in which the financial institution is chartered, according to the safe and sound operation in the financial institution, also to get this file under consideration during the agency's analysis of the application for just a deposit facility because of the lender. Appropriately, this section:
(iii) An inventory displaying Every census tract where the lender claimed a little business loan or a small farm loan;
) Precise details about the dollar degree of the Neighborhood growth loan or Group improvement financial investment which was allotted to every county served via the loan or investment decision, if readily available.
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Pursuant to § 228.28 and appendix D to this portion, the Board incorporates a financial institution's Retail Lending Test conclusions into its State or multistate MSA scores, as relevant, and its institution ranking.
. The financial institution ought to include things like the published detect in the public file inside of three business times soon after getting notification from your FFIEC of the availability of your disclosure statement.
The greenback volume in the confined intent bank's community growth loans and Group development investments that advantage or serve the State or multistate MSA and a review on the effects and responsiveness of those loans and investments, as presented in § 228.fifteen.
The Board assigns conclusions with the general performance of the financial institution operating less than a strategic approach pursuant to § 228.
(A) A copy of the public portion of the lender's most recent CRA general performance evaluation and a listing of expert services supplied by the department; and
) The quantity of checking and price savings accounts opened digitally and thru other shipping and delivery units by census tract earnings amount for every calendar yr; and
(B) A lender may specify making use of property instead denominator for a community growth funding metric if it much better measures a lender's potential.
suggests a staffed banking facility, whether or not shared or unshared, that the Board accepted or licensed to be a branch and that's open up to, and accepts deposits from, the general public.